We make getting finance fast and easy. Get an instant quote and pre-approval in minutes. Then view repayments to find out  what you can borrow and get a lending decision within 60 minutes. 

As one of New Zealand’s largest car finance providers, we negotiate to provide our  customers volume discounts and compare finance that’s right for you.  

Save time and it’s hassle free. We do it all for you – the admin, paperwork and even  negotiations with the dealer or seller. 

We combine smart technology to offer you a safer and easier process. By getting  your loan with Simplify – you can view your repayments, get a quote and apply  online, directly on your mobile or through our website. 

You’ll get instantly pre-approved, then simply complete your application in two  minutes and get moving within hours.

When you apply, our platform automatically sends you links for what you need to send us. As a minimum, you will need to provide the following documentation:

A photograph or scan of your driving licence.

Proof of your income, such as a payslip or a 3 months worth of bank statement so we can ensure you’ll be able to keep up with your monthly payments.

Our platform will verify your identity automatically, in some cases we may request a utility or mobile bill if needed.

Applying couldn’t be easier or faster with Simplify: 

• Enter what you’re looking to borrow, get a quote in seconds and be instantly  approved by using our eligibility tool.  
• Then apply online and get a final decision within 60 minutes or talk to one of our  specialists. 
• Buy with confidence with our free advice, vehicle checks and proceed, we pay the  dealer so all you need to do is pick up the car. 

Get your quote online now  

Your credit score or rating is the number used to reflect an individual’s borrowing and  loan repayment history. The higher your score, usually the better your chances of  being approved for credit are. Your credit score can range from 0 to either  1,000-1,200. With Simplify, you can check your score and your free Credit Report

Your eligibility depends on your credit rating. The better your credit rating, the more  chance you’ll have of being accepted for a loan or securing a better deal. If you have 

a lower credit rating, you may still be able to secure a deal, but it might include  higher monthly repayments or interest rates. You can find out if you’re eligible without  it affecting your credit score by using our free Eligibility Tool 

Or if you want to discuss your situation or just get some advice, give us a call on 0800 001 561 or schedule a call back

Applying couldn’t be easier or faster with Simplify: 

• Enter what you’re looking to borrow, get a quote in seconds and be instantly  approved by using our eligibility tool.  
• Then apply online and get a final decision within 60 minutes or talk to one of our  specialists. 
• Buy with confidence with our free advice, vehicle checks and proceed, we pay the  dealer so all you need to do is pick up the car. 

Get your quote online now  

When you apply, our platform automatically sends you links for what you need to send us. As a minimum, you will need to provide the following documentation:

• A photograph or scan of your driving licence.
• Proof of your income, such as a payslip or a 3 months worth of bank statement so we can ensure you’ll be able to keep up with your monthly payments.
• Our platform will verify your identity automatically, in some cases we may request a utility or mobile bill if needed.

As a car finance broker, we help customers find car finance deals. We can negotiate  better deals with our major lenders who provide us volume discounts, because we  provide 000’s of Kiwis car loans on a regular basis. We compare our best rates and  offers which we pass onto our customers.  

Simplify is the smarter way to get your next car. By arranging your finance in  advance, you can often get a better deal on the purchase price, at a lower rate and  avoid paying extra when financing with dealers. Customers who get their loan  through us on average save $2,038* 

Plus we offer free advice and Vehicle Check the car you’re looking to buy. Which  means you know your getting it at the right price – just give us a call on 0800 001 561  or schedule a call back

With Simplify, we finance cars, motorcycles, vans, trucks, touring caravans and boats. We can also provide finance for more specialist vehicles and even business loans, so whatever you’re thinking of buying, give us a call on 0800 001 561

Simplify has grown to become one of New Zealand’s largest and most trusted finance providers. From humble beginnings, co-founded by Scott Robertson and Glenn Wilson in 2015, we have been focused on providing easier access to finance. Making the whole process faster and more enjoyable.

With over 800 positive 5 Star reviews and counting. We have repeatedly been awarded Platinum Trusted Service by Feefo. You can read our reviews here.